Solvency assessment
A frank, numbers-first review of your position so decisions are made on facts, not fear.
- Cash-flow and balance-sheet tests
- 13-week cash-flow forecasts
- Early-warning indicators
Insolvency & Restructuring
When times are tough, endure — with a plan
Financial distress is stressful, but it is rarely hopeless. We give owners a clear, confidential view of where they stand and the options available — from turnaround to an orderly closure.
What's included
How we help
Restructuring & turnaround
Practical plans to stabilise operations and get back to sustainable trading.
- Cost and working-capital review
- Debt restructuring proposals
- Negotiations with creditors and banks
Liquidation & winding up
When closure is the right answer, we help you do it properly and with minimum exposure.
- Voluntary liquidation support
- Creditor and asset schedules
- Final tax clearance & deregistration
Creditor & stakeholder support
Clear communication and accurate information for everyone with a stake in the outcome.
- Statements of affairs
- Claims review & reconciliations
- Support to appointed practitioners
Our process
What working with us looks like.
Clear steps, clear fees and a single point of contact from start to finish.
Free consultation
We listen first — your business, your goals and what's keeping you up at night.
Clear proposal
A written scope and a fixed, transparent fee. No surprises, no hidden extras.
We do the work
Filings, books and paperwork handled accurately, with you kept informed at every step.
Ongoing partnership
Deadlines tracked, questions answered and advice on call as your business grows.
FAQ
Insolvency & Restructuring: common questions
How do I know if my business is insolvent?
Broadly, a business may be insolvent if it cannot pay its debts as they fall due, or if its liabilities exceed its assets. The warning signs often appear earlier — persistent overdue payables, unpaid taxes or pension contributions, or relying on short-term borrowing to meet payroll. An early review keeps the most options open.
Is it confidential?
Completely. Discussions about your financial position are handled in strict professional confidence.
Can a struggling business be saved?
Often, yes — especially when problems are addressed early. Restructuring debts, renegotiating terms, cutting non-essential costs and tightening cash management can restore a business to health. Where that is not possible, an orderly closure protects owners and creditors far better than doing nothing.
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Free consultation
Let's build something that lasts.
Book a free, no-obligation consultation. Tell us where your business is today and we'll show you how we can help.